Once the watch is linked to a card, you can withdraw money from the ATM, review banking operations through the bank’s app, and can use it anywhere in the world, as long as they accept Visa and have devices to access it. The analog clock does not need memory or an internet connection or be near the card, and of course, the battery does not run out, which opens the door to a range of possibilities, since for example, if you are on the beach there is no need to carry the credit card with you. In addition to being practical for day-to-day use,” assured Eduardo Prieto. “We want payment to be easy, safe and convenient. It is introduced by CaixaBank, a bank that manages a park of 33.4 million credit and debit cards and has more than 33% market share. More specifically, 74% of Spaniards prefer the card as a request for payment against cash.ĬaixaBank’s forecasts suggest that in 2022 mobile payments will continue to rise and calculate that, end of the year, 2 out of 10 card operations will be carried out with mobile terminals or devices wearables. According to a study by Minsait Payments, a subsidiary of Indra, the payment contactless in Spain has grown by 10% during 2021. Why is this initiative emerging now? In Europe, more than 80% of payments are made without contact, and in Spain this figure is much higher. This was recognized by the country manager of Swatch Group Spain, Gonzalo de Cevallos, who assured that “we put the customer at the center of the strategy. The company has brought this initiative from the hand of CaixaBank and Visa with the aim of having the opportunity to make payments with their analog watches. In the same line expressed the general director of Visa in Spain, Eduardo Prieto, who assured that “this payment trend is consolidating worldwide.” This is precisely what the Swiss company Swatch Pay! This initiative is already implemented in countries such as Germany, Switzerland, Italy, Finland, Poland or Denmark, without having reached Spain until now. But not everything has to do with the development of technological productsbut solutions are also carried out that allow analog resources to be adapted to the digital age. In a constant digitalization process like the current one, no company wants to miss out on the opportunity to embark on this type of solutions that can also bring them benefits. In fact, smart watches ( smart watch) already offer this service. With the same simplicity and convenience as looking at the time, you can pay. The pandemic has accelerated the transformation of the financial sector and now the future of payments is in the palm of your hand. From the first credit cards invented in 1930 in the shape of a metal plate to being able to pay with an analog clock.
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